A proposal is in the works that FOR FREE, will help millions of Americans Improve their credit score.  It is called the Medical Debt Responsibility act 2011, or HR 2086.

IF you have had problems with medical bills (and most of us will at some point!) this bill should pique your interest. Did you know that over 40% of credit reports have collections reported for medical  bills?

Here is why the bill is great: for any medical collections that is under $2,500…if it is paid or satisfied the collection would be required to come off the credit report… it would DISAPPEAR from the credit report completely within 45 days!!  POOF…your credit will improve immediately

If this Bill passes, it will provide an opportunity for literally millions could improve their credit over night…well actually within 45 days.

Here is more information: http://www.govtrack.us/congress/billtext.xpd?bill=h112-2086. Please review it and let your Congressman know your support HR 2086 (contact your congressperson at http://www.contactingthecongress.org