Tag Archives: Real estate

Ratings of the Best and Worst Home Insurance Companies

When buyers are ready to purchase a new home, their lender will require proof of insurance at closing. This is the perfect time to shop at least 3 different companies to compare policies and costs.  Most of the time, customers will get the best rates when they bundle their auto and home insurance together.  I also encourage my clients to look into “Umbrella” policies which provide additional coverage for very little money (usually $1,000,000 policies).  Also, take time to review insurance company reviews, what good is a cheap policy if the company you work with refuses to pay or is very difficult to work with?  Lastly, many insurance companies act like our cable providers and reward customer loyalty by jacking up their prices higher than new customers pay! So it makes sense to review your insurance company and costs annually.

 

Clark Howard Post of Insurance RatingsInsurance rates

Who’s Determining the Value of Your Home???

It is very important to price your property at competitive market value when we finalize the listing agreement. Who determines the value of your home?

The value of your property is determined by what a buyer is willing to pay and a seller is willing to accept in today’s market.

Buyers make their pricing decision based on comparing your property to other properties CURRENTLY for sale and SOLD in your area. Historically, your first offer is usually your best.